Should you get a personal loan to finance your engagement ring?

Buyers who have good credit and want to shop around for a competitive interest rate may want to take advantage of a personal loan to finance their engagement ring. Buy now, pay later (BNPL) loans, also called “point-of-sale financing,” have gained popularity in recent years.

Do you offer 0% APR loans for engagement rings?

We offer 0% APR loan options for engagement rings if the length of repayment is 6 months. If you choose to pay across 6 months, a 10% deposit will be required. You can also choose a 12, 24 or 36 months loan repayment if 6 months is not suitable with our 9.9% APR Representative interest loans and a 10% deposit.

Do I need a deposit to take out engagement ring finance?

If you choose to pay across 6 months, a 10% deposit will be required. You can also choose a 12, 24 or 36 months loan repayment if 6 months is not suitable with our 9.9% APR Representative interest loans and a 10% deposit. If you wish to take out engagement ring finance, you will first need to apply.